Privacy Policy

Last Updated: January 2026

Introduction

Neil Schwabe Insurance Academy ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our mobile application.

Information We Collect

Information Stored Locally

Our app stores the following information locally on your device:

1. Notification Preferences: Your settings for study reminder notifications (enabled/disabled)
2. Biometric Authentication Preferences: Your preference for using Face ID/Touch ID to access the app (enabled/disabled)

This information is stored only on your device and is not transmitted to our servers.

Information We Do NOT Collect

• We do not collect personal identification information
• We do not collect location data
• We do not track your browsing activity within the app
• We do not collect or store any login credentials
• We do not share any data with third parties

How We Use Your Information

The locally stored preferences are used solely to:

• Manage your notification schedule for study reminders
• Enable or disable biometric authentication based on your preference

Third-Party Services

Our app loads content from our web platform. When you access this content through our app, the website's own privacy policy applies to any data collected by that platform.

Permissions We Request

Android Permissions

Permission	Purpose
INTERNET	To load educational content from our web platform
ACCESS_NETWORK_STATE	To detect network connectivity and show offline screens
POST_NOTIFICATIONS	To send study reminder notifications (requires your consent)
USE_BIOMETRIC	To enable Face ID/Touch ID authentication (optional feature)
VIBRATE	To provide haptic feedback for notifications
WAKE_LOCK	To ensure scheduled notifications are delivered
RECEIVE_BOOT_COMPLETED	To restore notification schedules after device restart
SCHEDULE_EXACT_ALARM	To schedule study reminder notifications at specific times

iOS Permissions

Permission	Purpose
Face ID	To enable secure biometric authentication (optional feature)
Notifications	To send study reminder notifications (requires your consent)

Data Security

All user preference data is stored locally on your device using industry-standard secure storage mechanisms:

• On iOS: Data is protected by iOS's built-in data protection
• On Android: Data is stored in the app's private storage area

Children's Privacy

Our app is intended for insurance professionals and is not directed at children under 13. We do not knowingly collect information from children.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

Contact Us

If you have questions about this Privacy Policy, please contact us at:

Email: support@turbion.ai

Website: https://academy.neilschwabe.com

Your Rights

You have the right to:

• Access the data stored on your device (through app settings)
• Delete your data (by clearing app data or uninstalling the app)
• Disable notifications at any time (through app settings or device settings)
• Disable biometric authentication at any time (through app settings)

Consent

By using our app, you consent to this Privacy Policy.